A warm, women-led agency

Become a Surrogate.
Change a family's life
— and yours.

Earn $55,000–$150,000+ while giving the most meaningful gift there is. Full medical, legal, and emotional support at every step.

Full Legal Protection · Fully Insured · You're Never Alone

Tiny knit booties and soft roses, a gentle symbol of new beginnings
Monica Willard, Founder & CEO of Two Hearts Surrogacy
Meet Monica

For Monica, surrogacy isn't just a profession—it's personal.

Founder & President | Former Intended Parent

Before founding Two Hearts Surrogacy, Monica experienced firsthand the emotional journey of infertility, IVF, and ultimately, surrogacy. After undergoing IVF at 41 and creating four healthy embryos, Monica learned that carrying a pregnancy herself wasn't going to be the path to growing her family.

Surrogacy became that path.

With the help of an incredible gestational surrogate, Monica and her husband welcomed their daughter—a little girl who is now at the center of their world.

Becoming a mother through surrogacy gave Monica a profound appreciation for the women who choose to carry for another family. It also gave her an intimate understanding of what intended parents experience: the waiting, uncertainty, excitement, vulnerability, and enormous amount of trust involved in placing your dream of becoming a parent into someone else's hands.

Her own journey wasn't always easy. There were moments when she wished she had more guidance, stronger communication, and someone by her side who truly understood the process from an intended parent's perspective.

Those experiences became part of the inspiration behind Two Hearts Surrogacy.

Today, Monica brings both her personal experience and years of professional leadership to an agency intentionally designed to feel different. She believes surrogacy should never feel transactional, and that neither intended parents nor surrogates should ever feel like a number.

Monica personally takes the time to get to know the people who come to Two Hearts. She believes the strongest matches aren't made simply by comparing profiles—they're made by understanding personalities, expectations, values, and what each person hopes their relationship will look like.

Her goal is simple: to provide the kind of compassionate, transparent, hands-on support she would have wanted during her own journey.

When she's not working with intended parents and surrogates, Monica loves spending time with her husband and daughter, staying active, and going to concerts whenever she gets the chance. Whether she's making memories with her family or singing along to her favorite artist, she believes some of life's best moments are the ones you get to experience with the people you love.

"I know what it feels like to wonder if you'll ever hold your baby in your arms. I also know what it feels like when someone says, 'I'll carry for you.' That is something I will never take for granted."

— Monica Willard

Founder & President, Two Hearts Surrogacy

Why become a gestational surrogate with us

Warm, hands-on support from the first hello to the day you go home.

Generous Compensation

$55,000–$150,000+ base, plus bonuses and monthly allowances.

Full Legal Protection

Experienced reproductive attorneys represent you at no cost.

Dedicated Case Manager

One warm point of contact who knows your story from day one.

All Medical Costs Covered

Zero out-of-pocket medical expenses at any stage.

Emotional Support & Community

Private support groups and counseling included.

Flexible, Respectful Process

Your timeline, your comfort, always.

Compensation Calculator

See how much you could earn as a gestational surrogate

Answer a few quick questions and get your personalized estimated compensation.

How It Works

Four gentle steps — from hello to home.

1

Free Consultation

A warm, no-pressure call to answer every question.

2

Screening & Matching

Medical, legal, and psychological clearance — then meet your family.

3

Pregnancy with Full Support

Care coordination, community, and monthly compensation.

4

Delivery & Compensation

You deliver a miracle — and receive your full compensation.

Loved by our surrogates

Real words from women who've walked this path with us.

"Two Hearts made me feel like family from our first call. I always felt safe, informed, and truly cared for."

— Jessica

"The support was incredible — from paperwork to postpartum. I would do this journey again in a heartbeat."

— Amanda

"They answered every question honestly. I never once felt like just a number. Life-changing in every way."

— Maria

ART Risk Solutions
Fully Insured
Proudly partnered with ART Risk Solutions

Every journey at Two Hearts is protected by comprehensive surrogacy insurance through the industry's most trusted specialist provider.

Common Questions

Honest answers, no pressure.

Generally: healthy women 21–40, with at least one successful pregnancy, a stable home, and a healthy BMI. We'll review your full situation on the free consultation.

Ready to take the first step?

Book a free, no-pressure consultation. We'll answer every question — honestly and warmly.